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The Investment Calculator can be used to calculate a specific parameter for an investment plan. The tabs represent the desired parameter to be found. For example, to calculate the return rate needed to reach an investment goal with particular inputs, click the 'Return Rate' tab. Investing is the act of using money to make more money. The Investment Calculator can help determine one of many different variables concerning investments with a fixed rate of return. For any typical financial investment, there are four crucial elements that make up the investment.
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Self-Directed IRA (SDIRA)

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A Ponzi scheme can maintain the illusion of a sustainable business as long as new investors contribute new funds, and as long as most of the investors do not demand full repayment and still believe in the non-existent assets they are purported to own. Some of the first recorded incidents to meet the modern definition of Ponzi scheme were carried out from to by Adele Spitzeder in Germany and by Sarah Howe in the United States in the s through the "Ladies' Deposit". She was eventually discovered and served three years in prison. In the s, Charles Ponzi carried out this scheme and became well-known throughout the United States because of the huge amount of money that he took in. Typically, Ponzi schemes require an initial investment and promise above-average returns. It is common for the operator to take advantage of a lack of investor knowledge or competence, or sometimes claim to use a proprietary, secret investment strategy to avoid giving information about the scheme.
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Steve Clapham: picking stocks is fun, but you need to do your homework

The investment landscape can be extremely dynamic and ever-evolving. But those who take the time to understand the basic principles and the different asset classes stand to gain significantly over the long haul. The first step is learning to distinguish different types of investments and what rung each occupies on the "risk ladder. Here are the major asset classes, in ascending order of risk, on the investment risk ladder.
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